On 7 December 2023, the European Court of Justice (ECJ) issued two landmark rulings against the German credit scoring agency SCHUFA. Both decisions significantly strengthen the rights of a data subject under the General Data Protection Regulation (GDPR) in several substantive and procedural dimensions. First, from the substantive point of view, in C-634/21, the Court completely overturned the company’s business model by stating that credit ranking decisions constitute automated decision-making and thus should be subject to human oversight … (more)
[Maria Magierska, European Law Blog, 25 January 2024]
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